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#0 dbbase_sql->halt(Invalid SQL: update pwn_comment set cl=cl+1 where id='585' and iffb='1') called at [/www/users/HA116653/WEB/includes/db.inc.php:54] #1 dbbase_sql->query(update {P}_comment set cl=cl+1 where id='585' and iffb='1') called at [/www/users/HA116653/WEB/comment/module/CommentContent.php:54] #2 CommentContent() called at [/www/users/HA116653/WEB/includes/common.inc.php:551] #3 printpage() called at [/www/users/HA116653/WEB/comment/html/index.php:13] 网友点评--华人商城
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发布于:2016-8-1 12:02:55  访问:84 次 回复:0 篇
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Meridith Sither: Learn The Facts About Those Credit Cards That Banks Issue
July 9, 2015 - Everybody is cautious about bank card spending. Replace fear having a commitment to succeed with bank cards. They can be very helpful when a person has to make a large purchase, or prefers to not carry or use cash. You will discover beneficial bank card advice within the article that follows.
It isn`t a good idea to obtain a credit card right when you turn of age. You should try to understand more about having bank cards before you make any decisions that will financially affect you. Check with someone you trust just before a credit card.
Negotiate rates of interest with your charge card company. It`s possible to get yourself a new, lowered interest rate. If you`ve made consistent payments and are a responsible customer, you`ll likely get a reduced annual percentage rate if you are prepared to ask for one.
Use your charge card or camping stove fuel can only once necessary. The rest of the time, use your debit card or cash. An example of this would be should you be about to produce a big purchase being a computer, you might then want to use a credit card. On the cheap expensive things, though, like groceries or gas, you could be better off using your debit card. This may save you a lot of money.
Be cautious when using your charge cards online. Carefully examine the site to be certain it is secure. Your browser`s settings can give you a clue, so check the browser`s help documentation. A good site ensures your card details are safe. Also, disregard emails which attempt to collect credit card information.
All credit cards have a certain limit about the amount of money that you could spend. Make sure that you never look at the stated limit, and then try to use credit cards only when necessary. If you`re close to your borrowing limit, you may not have the ability to use your card throughout an emergency.
Retain copies of receipts for charge card purchase made on the net. Keep the receipt in the secure location, and when your charge card bill arrives, make certain the online retailer charged the right amount for that item that you purchased. When the company failed to charge you the correct amount, get in contact with the organization and immediately file a dispute. By maintaining up with your repayments and receipts, you`re ensuring that you won`t miss an overcharge somewhere.
Be vigilant of all purchases, so you can make sure to not overspend. You can actually lose track of spending if you aren`t keeping a ledger.
Use cards that you don`t want to lose. Many creditors close accounts which are inactive to get a certain time period. Ensure your charge card is available to save you time by making sure you use it the minimum quantity of times. Additionally it is important to pay your accounts entirely to remain debt-free.
Don`t write down passwords or PINs associated with your credit card--ever. You need to take the time to memorize these passwords and pin numbers to ensure only you know what they`re. Putting the amount and password upon paper can be an invitation to fraud and financial disasters.
Before applying for a credit card, make sure that you investigate all the fees associated with owning the card and not just the APR interest. Sometimes there are charges like cash loan rates, service charges and application fees that would make the card not worth it.
Because the rules and expenses of debit cards increase, more people prefer the advantages that credit cards offer. Due to the expansion and development in this area, you could also benefit from the perks that bank cards can give. To maximise this potential, utilize the information you`ve discovered in the article. co-published by Lawanna S. Elsberry
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